In which hospitals your policy will work, check with the agent.

For children under 18 and over 65 years of age, insurance in Turkey is not required to apply for a residence permit.

YOU CAN ORDER INSURANCE FROM US, SHIPPING ALL OVER TURKEY

Follow the link    https://wa.me/message/HDTE2CGYEAKIO1

IT IS ALSO REQUIRED TO PAY THE TAX ON A RESIDENCE PERMIT.   https://ivd.gib.gov.tr/tvd_side/main.jsp?token=d1078f5e3dc646b78d5d4e5842f21e97feb48d366bc7617458b6679dec12675154a01fccc42292bb04d926bc259dbc75e39dd8e202535fd70a7098396c74a6f7

Fill in the data and print.

If you are planning to open a bank account WITHOUT a residence permit to receive Tapu, then you will be opened at the ZIRAAT KATILIM bank.

To open an account with ZIRAAT KATILIM, YOU NEED ONLY A PASSPORT AND TAX NUMBER.
YOU CAN ALSO OPEN ACCOUNT WITH DENIZ BANK

What documents to have with you?

-international passport

-tax number with registered address

photo of the first page of the internal passport of your country,
photo of registration (registration) of your country
translation into Turkish (without notarization)

-or a receipt (electricity, water, gas, internet) in your name, translate it into Turkish.

IF YOU ALREADY HAVE A VALID RESIDENCE PERMIT, THEN EVERYTHING IS MUCH EASIER. YOU CAN APPLY TO ANY BANK.

TAKE WITH YOU:

-PASSPORT,

– TAX NUMBER (THE ADDRESS MUST BE INCLUDED),

– residence permit

As a rule, the reasons for obtaining a Turkish residence permit by a foreigner are as follows: An intermediate stage before changing citizenship. The need for a long stay outside the country of permanent residence. Empowerment in the host country.

In Turkey, a residence permit is called ikamet.

As in many other countries, the legislation of the Republic of Turkey provides for two types of residence permit – temporary [Kısa Dönem İkamet İzni] and permanent [Uzun Dönem İkamet İzni].

Temporary residence permit:

It is possible to obtain a short-term Turkish residence permit [Kısa Dönem Іkamet İznі] in the following cases: tourism;

purchase of real estate;

study of the Turkish language, with training in one of the Turkish educational institutions (with the appropriate permission from the Ministry of Education of the Republic of Turkey);

obtaining education within the framework of international student exchange programs;

treatment within Turkish borders (in the case when the disease does not pose a danger to public health);

labor, business activity;

if there are relatives who are citizens of Turkey;

humanitarian reasons (refugees, victims of violence, etc.).

Permanent Residence Permit

It is possible to obtain a permanent residence permit [Uzun Dönem İkamet İzni] for citizens who have received a short-term one without interruption for at least eight years [Kısa Dönem Іkamet İzni], and for sixty months spent outside the Turkish borders no more than twelve months in general, and no more than six months during each year.

Rights and obligations of foreigners when obtaining a residence permit in Turkey

A residence permit grants a citizen of a foreign state the right to:

compulsory state health insurance policy from SGK;

purchase of a car or other vehicle, obtaining a Turkish driver’s license;

obtain a loan to purchase services, real estate or goods;

children receiving free primary and secondary education in public schools;

reside within Turkish borders;

obliged to pay taxes.

Residence permit for family members
A family residence permit gives the right to reside within Turkish borders to all citizens of other countries who are married to Turkish citizens. Family residence permit also applies to children of such citizens. It also gives the right to receive free education until the age of 18.
Residence permit when buying real estate

The acquisition of real estate by a foreigner in Turkish territory gives the right to obtain a residence permit. In the case of granting a residence permit due to the purchase of real estate by a foreigner in Turkey, its effect also applies to the next of kin of the property owner (child, husband/wife, father/mother).

Residence permit for pensioners

It is possible to obtain a residence permit for a foreign senior citizen in Turkey on general grounds established by law, but obtaining a temporary residence permit will have one peculiarity. To the general list of documents that are presented for obtaining a residence permit, it will be necessary to attach a certificate from the Turkish Pension Fund, which indicates the payment of a pension.

List of documents for processing a request for a short-term [Kısa Dönem Іkamet İznі] residence permit in Turkey.

a rental agreement, or a certificate of ownership of real estate (TAPU), certified by a notary; a document confirming that a foreign citizen and, if necessary, his family members have the minimum amount for living in Turkey (minimum from 500 USD per month per person);

passport, as well as its copy certified by a notary;

4 photographs (when obtaining a family residence permit – for each of the family members);

for an application for a residence permit for children – a certificate of their birth;

for an application for a residence permit for a spouse – a marriage certificate;

completed application form on the website of the General Directorate for Migration of Turkey [1] [Göç İdaresi Genel Müdürlüğü].

Is insurance required for a residence permit in Turkey?
Registration of insurance for a residence permit (permit) in Turkey is regulated by the Law on Aliens and International Protection No. 6458 of April 11, 2013 and the information of the General Directorate of Migration of Turkey Göç İdaresi Genel Müdürlüğü

For persons with a temporary residence permit issued for a period shorter than twelve months, it is not necessary to have health insurance.
Insurance from a private Turkish company
To obtain a residence permit, only an insurance policy issued by a Turkish company is suitable. As a rule, such insurance covers 40-60% of the cost of outpatient treatment, and 40-100% of inpatient care, but only in clinics that have entered into an agreement with the insurance company that issued the policy. Insurance from local companies almost never covers dental procedures.
Main purpose

What should you look for when buying land?
Buyers from abroad should understand that not every land plot allows you to easily build a house on it. In the Republic of Turkey, as well as in other developed countries, all land is divided into several types and depends on the legal rules regarding its use.

I will give the main categories of land plots according to their purpose:

ARSA or building land
These are land plots on which a foreign owner can build a house, instead of buying a finished home. According to the law, citizens from abroad can purchase land in Turkey for the construction of residential and commercial premises with an area of ​​up to 3 hectares.

All land for construction in the Republic of Turkey is included in the zoning plan of the settlement; in the state register, each site has a cadastral number. I will add that according to the urban zoning plan, such facilities either already have the necessary infrastructure, or in the future it can be carried out.

And one more important point: plots for construction, in turn, are divided into land for commercial and private development. This means that in the first case you will be able to build only hotels, offices, shops or other commercial facility on them, and in the second – a house, cottage or villa. The exact purpose of the land plot will be written in the TAPU (land ownership certificate). So, for plots for the construction of residential premises, the purpose of “Konut imarli arsa” is indicated. For plots for commercial use, the mark “Ticari imarlı arsa” is put.

TARLA or land for farming
Agricultural plots are used for the needs of agriculture (animal husbandry, pastures, growing olive, banana, orange plantations, other fruits and vegetables, cotton, cereals, etc.). Their cost is significantly lower than building land. Every foreign citizen has the right to become the owner of land with an area of ​​up to 30 hectares. It is most profitable to use plots for agriculture for their intended purpose. Why? Let’s talk about this further.

Foreigners are prohibited from buying publicly owned land plots. Basically, these are areas where there are any minerals, forest, pasture, beaches, etc. I will add that such allotments are not subject to sale by the Turks themselves. However, land owned by the state can be leased out on a long-term basis.

Foreigners cannot buy or lease strategically important areas (on the border of the country, on the territory of military bases, national parks, etc.). In particular, Ukrainians and Russians will not be able to acquire land on the Black Sea coast, and Greeks – on the shores of the Mediterranean and Aegean Seas.

How to buy a land plot in Turkey for a foreigner?

The process of buying a land plot in Turkey is a rather difficult task that requires a rational approach. Before such an acquisition, you need to clearly understand why the land is being bought, since each allotment has a specific purpose, which is quite difficult to change. Let us consider in more detail whether a foreigner can buy land in Turkey and what nuances should be paid attention to.

According to Turkish law, foreign residents have the right to purchase not only apartments, but also land plots. It can be like land for individual construction of your own private house or for the construction of a commercial facility. However, when carrying out such a transaction, it is necessary to take into account the many nuances of the legislation of the Republic of Turkey and all the nuances of registering a land plot in ownership.

What should foreign citizens consider when buying land in Turkey?

The percentage of land sales in Turkey to foreigners should not exceed 10% of the total area of ​​the area where the land is purchased. In this case, a foreigner can buy no more than 30 hectares.
The land plot is entered into the unified state register of the department of cadastral management and urban zoning before the sale.
Registration of ownership of a land plot is carried out under the control of the Committee for Geodesy, Cartography and State Cadastre. The exact coordinates of the plot are established and the zoning status of the allotment is determined.
When buying land worth over $ 250,000, it allows a foreign citizen to obtain Turkish citizenship. If the amount is below this level, the resident receives a residence permit.

In order to buy a land plot in Turkey, a foreigner needs to go through the following steps:

Get a certificate with an estimate of the value of the land plot. It is taken from the branch of the local municipality.
Submit documents and receive a certificate, which is assigned a separate number, by which you can track the progress of the appeal.
The time of the transaction is set in the Cadastral Department. This information comes via SMS. The amount of the state duty, which should be paid, is also indicated.
The final stage is actually obtaining a TAPU (certificate confirming the ownership of the object).

What are the types of land plots in the Republic of Turkey?

1. Building plots (IMARLI ARSA). These plots are included in the urban zoning plan and are included in the register of the state land cadastre. In accordance with their purpose, they are divided into:

for the construction of residential buildings. They can be used to build residential complexes, villas or cottage complexes;
for the construction of non-residential real estate. Commercial plots include those on which you can build a hotel, restaurant, beauty salons or medical centers, retail and office premises and others.
In the certificate of ownership (TAPU) for real estate, the intended purpose is indicated. Private houses cannot be built on commercial plots, and vice versa – the construction of commercial objects is prohibited on residential plots.

2. Agricultural land (TARLA). Residential or commercial structures cannot be erected on these plots. The allotments are used exclusively for agricultural activities (from livestock and poultry farming to the cultivation of certain crops). Both individuals and legal entities can register such land.

3. State lands. They are not for sale because they are state or municipal property. Only long term rent is possible.

Prices for land and plots

The cost of land in Turkey, like property prices, will differ significantly based on factors such as:

location (region, city, district);
the purpose of the site (land for agriculture is naturally much cheaper than for construction);
future prospects and other characteristics.

The cheapest land plots in Turkey are located in remote provinces and regions. On the coast, in big cities and resort centers, land is more expensive. If panoramas to the sea open up from the site, this significantly increases the price, sometimes doubles. Of course, less and less free land remains on the first coastline, so the cost of such land is high, as is the demand from small and large investors. Some real estate agencies offer buyers ready-made promising investment projects complete with all permits obtained.

To choose the right land plot in Turkey, I recommend contacting qualified licensed real estate agencies. The company’s specialists will be able to select the land purely for your individual needs – purpose, area, location, cost and other characteristics.

On average, land in Alanya for construction with all permits, for example, in the popular Kargicak area is about € 40,000 – 60,000 euros per 500 sq.m. In the central part of Alanya, a similar plot will cost at least € 100,000.

Tips for foreigners buying land

Based on many years of practical experience in selling Turkish real estate, I recommend:

Do not search for land plots in Turkey on your own on the Internet. You will lose your precious time, instead of quickly and simply doing it with a real estate agency.
If you have found the most suitable site for your requests, made sure that all the documents are in order, promptly conclude a deal. The main reason is the rather high demand for good land. It is also worth taking care of the preliminary transfer of funds from your country, as this takes time.
Many land owners inflate the price of plots, therefore, to obtain reliable information on its value, contact only trusted real estate agencies, where the interests of the buyer are always in the first place.
After purchasing a land plot in Turkey, there is no need to immediately start construction work, and this is a big plus. Land in a good location is a wonderful asset, the prices of which are constantly rising.
It is profitable to buy land for rent (if any residential object / objects have already been built on it) – this is a project with a long payback period and stable profit, therefore it is suitable for those who already have certain financial savings. Land plots are also interesting from the point of view of resale at a higher value, as a quick investment that does not require additional costs on your part.
If you want to build a home for the whole family, plots of about 500 square meters are suitable. Land for the construction of hotels, villas and other facilities requires a larger area – about two or more hectares.

And one more important recommendation: it is worth working with one trusted real estate agency, since the more agents you contact, the more you will need to pay them for their services.

If you are interested in buying quality real estate in Alanya, contact the licensed agency FIRST ALANYA – as soon as possible, we will select any objects for your individual requests.

Also, property owners pay a state duty every year in the amount of 0.02% to 0.06% of the value, which depends on the type of real estate: residential, commercial, land plots with or without a building permit. If we consider residential real estate in the primary or secondary market, the annual tax is 0.02%. The so-called “kültür payı” or cultural contribution is automatically included in the annual property tax. As a rule, this fee is paid twice a year, dividing the entire amount into two equal parts.In general, it is worth noting that taxes in the Republic of Turkey are not high. Every year, the government introduces many useful amendments designed to further simplify taxation, make it as accessible and transparent as possible.

How do I pay taxes?
The tax percentage is calculated based on the cadastral value of the apartment. Today there is a new law on the sale of real estate in Turkey, according to which a special body evaluates housing. This amount is displayed in the TAPU and it is from it that the tax is paid. In general, such an assessment (cadastral value) will in fact be lower than the market value.

Payment is made twice a year at the district municipality. The first payment – until May, the second – until November, or you can transfer the entire amount at once. You need to take a TAPU (title deed) with you and already on the spot the employee will give you a form to fill out and pay. For example, in Alanya, tax payment can be made online on the website of the city municipality. To do this, you will need to go to Beledia and get a special password. This option is convenient for those who do not know Turkish.

Property rental tax

The resulting rental income in Turkey is tax deductible. It depends on the total profit. Individual income tax in Turkey for a legal entity always corresponds to 22% of the income received. Of course, there are cases when landlords negotiate with tenants and pay cash in order to avoid income. Nevertheless, it is worth knowing that every year control over illegal activities by the state is increasing and it will be more and more difficult to resolve such issues in this way.
If the profit of a private owner from renting does not exceed 4800 liras (about 730 €), then this fee may not be charged. For commercial properties, the tax-free limit is TL 30,000 (approximately € 4600).

Tax on income from the sale of real estate
Turkey has a tax on income from the sale of real estate. For a legal entity, such payment is 22% of the received net profit. A private seller may not pay this fee if he has owned Turkish property for more than five years. However, a property purchase tax of four percent is payable by the buyer in any case, regardless of the length of the ownership.
If the house is sold before the five-year period of use, tax is provided on the amount that is the difference between the purchase price, based on the TAPU and the new valuation, which will be indicated in the next certificate of ownership.
If the profit is not more than 11,000 liras (about 1,700 euros), then the fee is not expected. It should be noted that in the process of buying / selling housing in Turkey, many clients turn to specialized agencies. In this case, the Power does not provide for fixed rates as a reward for the assistance provided. That is, all the nuances are solved individually in the process of communication. In some cases, bargaining is appropriate.

After sales services include:

consultations on various issues of interest to you;
furnishing of housing and installation of household appliances;
purchase of other necessary goods for the home;
individual design and decoration of apartments;
real estate insurance;
payment of the annual property tax;
payment of utility bills;
transfer from Antalya airport to the place of your purchased property;
renting or purchasing a car;
organization of excursions and tours;
assistance in buying air tickets;
renting out or selling the property you have purchased;
assistance in organizing house cleaning;
informing about the condition of your real estate during your absence;
services for redevelopment and renovation of your property.

FIRST ALANYA after-sales service benefits

After purchasing an apartment or private home ownership in Turkey, you will want to move in and enjoy your vacation as soon as possible. But you will not be able to get maximum pleasure from this right away, because you still need to equip your new home and buy the necessary furniture and equipment, the desired interior items and everything else. All this can be done independently, a little later, but then you will need at least a minimal knowledge of Turkish or English, and not ordinary, colloquial words and phrases, but highly specialized ones. Sellers will have to explain their wishes, point out the points that do not suit: the color of the upholstery, shade of the armrests, etc. Many will need an assistant for this, but this is on condition that there is an opportunity to come on their own and go shopping with him. And if there is no such possibility? And if you want to immediately come to your new home and calmly enjoy your vacation? In such, as well as in other similar situations, our company FIRST ALANYA is ready to provide all the necessary assistance in arranging the property you have purchased in strict accordance with your wishes, as well as in managing an apartment / house during your absence.

We have already helped many of our customers, most of whom have become our regular customers and partners. We are also actively expanding the list of services provided to fully satisfy all your wishes. Join our clients and entrust us with the care of your property in sunny Turkey!

On February 15, 2019, the General Directorate of Land Registry and Cadastre (TKGM or Tapu ve Kadastro Genel Müdürlügü) issued a decree according to which all foreign citizens purchasing Turkish real estate from March 4, 2019 must have with them to conclude a sale and purchase transaction and obtaining a certificate of ownership (TAPU) real estate appraisal report.

As you know, for such an assessment, indicating the actual market value, confirmed by SPK, you will need to pay an average of 12 000 to 25 000 TL. Buyers will pay this fee directly to the Home Appraisal Department. The document is valid for 3 months from the date of receipt.

After the TAPU is signed, the appraisal sheet is added to the base of the Land Register and Cadastre, and then returned to the new owner. For Istanbul, this waiting time is about 3 days, for cities in other provinces – about 6 days.

When is real estate appraisal required

In 2020, as in previous years, many companies were registered in the Republic of Turkey, owned by citizens of foreign countries. Why Turkey remains an attractive power for business and what features should be taken into account by everyone who wants to start their own business, you can learn from our material: “Investment Guide”.

However, even with a stable income, the risk of bankruptcy, a drop in the company’s rating, and a financial crisis persists. These and other reasons can become fundamental for real estate appraisal of a company in order to obtain a loan from a bank or to sell an object at a favorable rate.

As for the citizens of the country, it may be necessary to determine the real value of movable / immovable property in various situations – from buying a home under an investment program to selling shares in the event of a divorce and division of property rights.

The most valuable tangible assets of many individuals and legal entities are concentrated in real estate. To manage your capital, regardless of its form and type, there is an accurate examination to assess its market value. When you may need such a procedure in 2020:

purchase and sale of property;
determination of the amount of rent;
insurance;
distribution of company shares among shareholders;
a bank loan secured by property;
division of property between spouses and so on.

Why do you carry out a real estate examination in Turkey?

Compulsory property valuation in Turkey (gayrimenkul değerleme raporu) is carried out primarily to protect foreign buyers. Agree, picking up square meters abroad, it is quite difficult to navigate the local sales market and determine how real the cost of a particular property declared by the seller is real, who is the legal owner of the apartment, is there any encumbrances (debts, mortgages, arrests), how high-quality the engineering is, the state of communications – electrical wiring, sewerage, gasification, etc.

An examination before buying real estate in Turkey from an expert bureau will set the date for the start of construction work and the commissioning of the object, which, of course, is of great importance for you as a buyer. After all, some sellers may indicate biased information in their ads.

The second global task of the innovation is to attract even more foreign investors to the Turkish real estate sales market. The leaps in the rate make the purchase of apartments in Turkey a very interesting offer for many capital investors, and with an expert assessment, the number of applicants will undoubtedly increase constantly.

It is important to remember that in order to obtain Turkish citizenship by investment through the purchase of real estate, the value of the object (s) must be at least 250,000 US dollars. This amount is the appraised value of the property in Turkey according to the examination, and not the market price indicated by the seller.

How is a Turkish property appraised before buying?

The real estate appraisal procedure in Turkey consists of several successive stages:

Independent experts check your chosen object for the legal purity of documents. Namely, for the presence of encumbrances on loans, pledges, arrest, debts to the state, companies, individuals.
The documents of the Cadastral Chamber are analyzed and rechecked, TAPU is a certificate of ownership, which establishes the fact of compliance with the development plan.
In parallel, a request is sent to the state authorities with a request to confirm the information on the alienation of the property.
The quality control of construction, the state of utilities are checked.
Iskan is requested from the owner or the construction company – the act of commissioning the building.
If all the documents are in order, an expert will visit the property to evaluate the property in Turkey.
The specialist double-checks the square of the premises, takes a photo of the object.

The expert report will contain the following information:

The cost of objects with similar characteristics. Thus, you, as a buyer, will have an objective snapshot of prices in the market and the ability to compare them yourself.
Location of apartments in Turkey, their coordinates on the map, cadastral data.
Description of the area where the property is located. Thus, the buyer can understand how liquid the purchase item will be in the future.
Apartment plan and area.
Land area owned (land area in Turkey is proportional to the area of ​​the apartment).
Type of object of sale.
Confirmation of the value in Turkish lira. If the object is at the stage of construction, the report indicates its future price at the time of completion of construction work.
Data on whether the current owner has debts for utility bills and encumbrances.
Is there an act of putting the house into operation (Iskan).
Photos of housing are attached to the assessment.
This expert decision is valid for three months from the date of issue.

The cost of expert appraisal of real estate in Turkey

The cost of an examination before buying Turkish real estate is about 12 000 – 25 000 Turkish liras. You can pay for the service directly at the institution where you ordered the expert assessment.

The duration of the examination is approximately 3-6 days, depending on the city where the object is located. After signing the TAPU, the certificate of expert assessment is added to the database of the Land Register and Cadastre Department, after which it is returned to the new owner of the apartment.

An official contract is drawn up when an insurance policy is issued. At the same time, it is important to be extremely careful, to take into account all points that are significant for the owner, since under the terms of insurance only those types of damage caused are covered, which will be spelled out in the agreement.
What does real estate insurance in Turkey give? It provides protection for living from various unforeseen situations that cause damage. For example, fires or floods, and other force majeure. According to the terms of the insurance contract, if the insured event occurred through no fault of yours and the employees of the insurance company recorded it, the victim receives a monetary compensation for losses.

Is property insurance compulsory in Turkey?

There are two types of insurance in the Republic of Turkey:
voluntary;
mandatory.
Compulsory insurance in Turkey includes DASK earthquake insurance. The generally accepted rule in the state is this type of compulsory insurance, which is controlled at the level of the municipal authorities of the city. If a cataclysm occurs, depending on the degree of damage to the premises, the state will reimburse the losses.

In addition to DASK Turkey, local citizens and foreigners can take out private voluntary real estate insurance.
In this case, the insurance policy includes not only protection against earthquakes, but also against other types of influences that damage your property.
As a rule, there are so-called standard policies, which include about 15 types of risks, for which there is financial compensation for losses. For example, fire, flooding with water, power outages, all kinds of accidents, losses resulting from breakdowns of household appliances, office equipment, furniture, etc.
Overseas homeowners who rent out their apartments must pay mandatory insurance coverage to protect their property.
As for the legislative rules of insurance, in the Republic of Turkey they are regulated and subject to all the basic requirements in this area around the world. Therefore, most of the citizens moving to the country for permanent residence take out both medical and real estate insurance, realizing that it is better to deposit a relatively small amount so that later they do not pay much more.

DASK insurance – what it covers, features

 DASK stands for Dogal Afet Sigortalari Kurumu. It covers cases related to natural disasters, in particular, earthquakes, fires, landslides, explosions. DASK insured residential and commercial property in Turkey.
DASK is issued once a year and is regulated by Law No. 587 of “On Compulsory Earthquake Insurance in Turkey”. Valid throughout the country. According to official figures, the Turkish DASK is considered one of the best insurance against disasters in the world.
The amount that each home or commercial property owner pays annually will depend on several conditions.
So, the main one is the location of the property. The territory of the state is conditionally divided into several zones depending on the risks of pronounced seismic activity, or, more simply, earthquakes.

The amount of insurance payment also depends on the area of the real estate. The larger the square, the higher the amount of payment for the annual insurance registration.
Another factor affecting the amount of payment for an earthquake insurance policy is considered to be the structural features of the building where the apartment is located, or a detached house. The used building materials, technologies for the construction of the foundation, frame, roof are taken into account.
It is from these above-mentioned components that the final amount for the DASK is formed.

DASK cost and documents for registration

As a rule, the cost of a DASK insurance policy in Turkey ranges from 15 to 150 euros / year. For example, let’s take the city of Alanya: here the registration will cost you 40 euros per year.
For registration, the owner of real estate will need the following list of documents:
Copy of TAPU (certificate of ownership).
Individual tax numbers for all homeowners.
Owner / s passport numbers.
Insurance is issued very quickly. This will take only half an hour. Also, this service can be ordered online in Turkey online.
With regard to insurance payments, the total amount will depend on the degree of damage to property in the event of an insured event. All costs associated with damage to ceilings, floors, roofs, stairs and landings will be reimbursed. Experience has shown that payments are sufficient to cover all repair costs.
DASK is also considered mandatory when registering water and electricity subscribers in Turkey.
Overseas property buyers should know that the safest place among Turkish Mediterranean resorts is the city of Alanya.

Compulsory health insurance must be drawn up by all foreigners who apply for a residence permit and who are in the age group from 18 to 65 years old. When applying for a residence permit for a year or two, medical insurance is issued without fail for the same period.

This condition is spelled out in the legal framework of the Republic of Turkey and is strictly controlled by the migration service. Insurance for foreigners should only be issued by insurance companies in Turkey. An insurance policy for children is issued at will.

SGK is a state. insurance in Turkey. This type of insurance provides the opportunity for free treatment in public hospitals and a discount on services in private medical institutions.

In practice, there are 2 types of state insurance programs:
SSK – for foreigners and working citizens.
Bağkur – for private entrepreneurs.
Since January 2012, the law on the registration of compulsory health insurance in Turkey has been in force, which applies to foreigners and Turks. In accordance with this provision, if the stay in the country exceeds the visa-free time period, then medical insurance is issued without fail.

An insurance policy is issued at SGK offices in a few minutes. Valid insurance also entitles you to a discount on prescription drug purchases.

Features of compulsory health insurance for foreign citizens
It should be noted that compulsory insurance is issued by foreign citizens, regardless of the purpose of their stay in Turkey:

relaxation;
study;
Job;
long stay.
The cost of the insurance policy depends on the age of the person who draws up the document and can vary from 150 to 1,000 Turkish lira per year. During the registration process, it is recommended to check with the representative of the insurance company with which medical institutions it works. Most insurance organizations, along with a policy on hand, issue a list of hospitals where the paid insurance will be valid.

What is covered by compulsory health insurance in Turkey?
Inpatient treatment – 100% coverage.
Outpatient treatment – 60% covered.
This type of insurance does not provide for payment for regular examinations related to chronic diseases, pregnancy management, dental services, and planned procedures. Accordingly, according to the obligatory honey. insurance in the Republic of Turkey, you can go to the hospital in case of an accident or an acute illness.

If you want to get insurance with a wider field of validity, then after the residence permit is issued, you can conclude a voluntary health insurance contract.